Welcome to 123 Rowe St—a beautifully refreshed ranch with basement offering the perfect blend of charm, space, and flexibility, located just 5 miles from Belmont and a short drive to Cramerton—with no HOA. This ranch-style home features original hardwood floors on the main level and thoughtful updates throughout, creating a warm, farmhouse-inspired feel with modern functionality. The main floor offers comfortable everyday living, while the fully finished basement expands your options with a true secondary living space. Downstairs, you’ll find a private suite complete with a bedroom, full bathroom, kitchenette, and spacious living/entertaining area, along with a separate exterior entrance—ideal for an in-law suite, guest quarters, or private retreat. Situated on just under half an acre, the property features a fenced yard, a beautiful back deck perfect for relaxing or entertaining, and a 2-car attached carport. Private well and septic offer added independence with no city water or sewer bills. Enjoy the best of both worlds—peaceful living with room to spread out, while still being conveniently located near everything Gaston County has to offer, including shopping, dining, and local amenities. Schedule your showing today!